[Skin Concerns] I get tiny warts (I think?) in the crease in my neck area.

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So first of all, gross. And they're itchy sometimes. Located only on my neckMy skin is fairly normal except for hormonal acne around my temples, chronic bacne and KP on my arms. My face/neck area is typically clear.When I was a child my Mom had them and I remember her saying she didn't have them removed anymore because they come back anyways. Sometimes she cut them off herself with scissors or janked them off with tweezers. Sorry for making you feel uncomfortable when reading this!What is the name/cause of this? What can I do? I can't easily go to the derm because my GP thinks it's a unnecessary luxury.
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Submitted by PetilsSaxophone